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How Long Does it Take to Close on a House?

Posted by Peter Tilem || 11-May-2015

A lot of clients ask how long it take to close between the signing of the contract and the closing date. There’s no exact format for that because there’s always a lot of parties involved. It really does depend on the exact details of the situation which will be different almost every time. When you have a buyer, his attorney, the seller, their attorney, the bank, and their attorney, there are a lot of schedules you need to coordinator. That will usually take between two and four months on average. Between that two and four months, there is a time-frame you can control, and that’s the time it takes to acquire a mortgage and the property.

If you only apply for the mortgage after your contract, that usually takes between 35 and 40 days. But there’s some people which we recommend to pre-qualify for the mortgage even prior to signing that contract, and that will shorten that time frame between 35 and 40 days to maybe just a couple of weeks. This way, you can really be on the shorter time frame of that two and four months, but it depend on the idiosyncrasies of that sale

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